Buying a pad in North Cyprus
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; part 1
; part
2 ; part 3:
Part 4: The
final countdown.
Word came from Kavanlar in August that the apartment was
complete
with a request for the final payment. Since the temperature was still
above 40 degrees we deferred our visit until late September. We paid up
in full and :
The Keys at Last!
There
is an indefinable
satisfaction in getting your hands on the keys. In the period
of
our visit, just over two weeks, we hoped to get the place ready for
occupation. The first hurdle: water and electric
meters!
This is a highly bureaucratic process and for each application it is
necessary to have a copy of your contract to purchase and passport to
hand over as well as a substantial deposit. Somehow we
managed to
push the right buttons and our electric meter was fitted within four
days. The water meter took a little longer only because the meter can
be fitted only on days when the mains water is switched on in
the area. This may sound horrific but with the severe drought
on
the island, the mains water is switched on roughly once a week. This is
not as bad as it sounds. Each dwelling has its own water tank which
fills up when the water is on. With careful husbandry, this water lasts
us all week. If necessary, well water can be delivered quickly and cheaply by tanker on demand. Left: morning
view from our balcony
Life in a hurry
Once
the meters were fitted it unleashed a new wave of activity. The builder
fitted the air
conditioning units, the granite shop, Simtaş, came and fitted our kitchen work top. It was our choice not to have the
standard wortops but to have granite instead. Happily, granite
is
much cheaper here than in the UK and the choice of colours is
surprisingly good. With the curtains ordered from The Curtain Shop, the
fitter came to fit all the tracks ready whilst the curtains were being
made. Next came the big clean and for this we employed MEPS, the management
company who manage the site. It took eight hours
but they did a great job. Finally the white goods
(fridge/freezer, cooker, washing machine, dishwasher) and curtains
were fitted and a limited quantity of furniture delivered by HomeFront, just
a
couple of settees and a king-size bed. The builder was terrific in
dealing with any snagging problems and they were nearly always fixed quickly, often the same
day.
There was a lot of running around from ourselves organising
all the various tradesmen to do things in the order we wanted. For a
highly bureaucratic society, everything went amazingly smoothly and we
achieved all the targets we had in mind for this visit. I am sure
we would not have achieved so much in such a short space of time back
in the UK.
We move in
Finally, at the end of October,
we moved in and slowly started to make ourselves comfortable with
more furnishing including the all-important balcony table and
chairs. A few minor snagging problems revealed themselves but
the
builder had them fixed very speedily.
November
was a beautiful month, wall to wall sunshine, and life was spent
largely outdoors. With the Kyrenia mountain range,
the
Beşparmak mountains, it was great to get out walking. It is something
we hope to do a lot of during the winter months.
Right: Guzelyürt Sunday market
On
Reflection
The
buying process has been a good experience for us SO FAR but there are
two important steps still to take in the process. First of
all,
our reflections on the builder. Kavanlar has looked after us well
allowing us to customise our apartment to some degree. Not all
the
changes we asked for were made at the right time but were always done
in the end. More recently they have introduced a spreadsheet
for
each block detailing changes to each apartment which should improve
their efficiency in this respect. Snagging was generally done at the
speed of lightening so no complaints there. The biggest complaint that
most buyers have is that the apartments were completed well behind the
date written into contracts. There is a penalty clause with
compensation for late completion but Kavanlar, like most of the
builders here in North Cyprus, dig in their heels when it comes to
paying up. We fully anticipated the delay so it caused us not the
slightest concern but others, who had sold up their houses back home
and moved before ensuring their property really was ready to move into,
found themselves in trouble, especially if shipping furniture from
home. The message here is to be realistic and not make assumptions
about completion dates. All you can do is choose a good builder and 'go
with the flow' as they say!
Two more steps
The
process of buying property is archaic. Permission to purchase (PTP)
should be the first step in the in the process but since this takes
around two years to come through, most buyers, like ourselves, proceed
without it. PTP will be withheld if you have a criminal
record or
if the property is too close to a military installation so, provided a
buyer and the property meet with theses requirement, it is generally
assumed that PTP will be granted. Not all criminal offences will debar
from owning property but this is something on which your solicitor will
advise. More recently the government has pronounced that it would like
to see the process of obtaining PTP speeded up so it would
not
take longer than three months.
Finally, after a further lengthy
delay, the deeds are finally granted. The strange thing is that none of
this prevents you selling the property at any stage, starting
immediately after signing the contract, provided the builder gives his
permission.
Famagusta cathedral now used as
a mosque
Horror stories
Although hundreds of foreigners have
bought property here without any great problems,
there are
more than enough horror stories. Most of
these have their origins in the boom of selling from 2004 onwards.
Following the Annan peace plan, land exchanges with the south
prompted a new wave of building on land known as 'exchange titles',
still regarded as safe. Unfortunately, some builders failed to follow
proper procedures building on land where they had no permission to
build or building in idyllic locations quite remote from electricity
and water supplies and so on. The catalogue is quite long. This
part of the story along with some guidelines to avoid some of the most
obvious problems will be expanded in part 5, eventually!
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